Creditnet | BLog
Friday, August 13, 2004
Nice try!
charline |
I have 3 items on Equifax that are incorrect. All 3 accounts have last activity dates of 2004 and all 3 were discharged in bankruptcy 3 years ago.
I sent dispute letters and yesterday received a response from Equifax. They sent a generic "it looks like you are using a credit repair service.....yada yada yada".
They also had a long printout enclosed which warned me that "most companies do not keep records over 24 months and disputing a 30 day late might cause the account to be purged thus resulting in a drop in FICO score etc". *LOL* The letter also stated that they would verify the information once and then it would be up to me to contact the creditor and get it straightened out etc*LOL*
charline |
I have 3 items on Equifax that are incorrect. All 3 accounts have last activity dates of 2004 and all 3 were discharged in bankruptcy 3 years ago.
I sent dispute letters and yesterday received a response from Equifax. They sent a generic "it looks like you are using a credit repair service.....yada yada yada".
They also had a long printout enclosed which warned me that "most companies do not keep records over 24 months and disputing a 30 day late might cause the account to be purged thus resulting in a drop in FICO score etc". *LOL* The letter also stated that they would verify the information once and then it would be up to me to contact the creditor and get it straightened out etc*LOL*
